Business Checking

GSCB is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all-non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general insurance deposit rules. Please contact one of our Customer Service Associates for complete details.

Account Plans More Info Opening Deposit Minimum Balance Monthly Service Charge Interest Bearing
Business FREEdom
 More» $100.00 None

None - First 1,000 Items* at no charge
Additional Items* are only $0.15 per Item*

* Items are anything deposited into or cleared against the account. Example: A deposit with 5 checks and some cash would be 7 items...Deposit Ticket =1, Cash In =1, and Checks =5 totaling 7 Items. Each Check counts as one (1) Item. Additional Item Fee is waived if a minimum balance of $5,000.00 is maintained.		 No

Business FREEdom

Available to all Sole Proprietorships, DBA's, and small corporations. Community organizations are also eligible for this account. How cool is that! This account is not available to National accounts.

FEATURES:

  • No Monthly Fee
  • 1,000 Items* per month at no charge
  • First order of in-house checks FREE; WITH COVER...How cool is that!

* Items are anything deposited into or cleared against the account. Example: A deposit with 5 checks and some cash would be 7 items...Deposit Ticket =1, Cash In =1, and Checks =5 totaling 7 Items. Each Check counts as one (1) Item.

ADDED VALUE:

  • ATM Card
  • Business VISA Debit Card *
  • Gulf Line Telephone Banking
  • Gulf Link Online Banking
  • Electronic Bill Payment**

* Available only to Sole Proprietorships upon qualification

** There is a fee of $5.95 per month for this service
Community Business
 More» $100.00 $1,000.00*

$5.00 plus $0.25*

* If the minimum daily balance falls below $1,000.00 during a statement cycle, the account will be assed a required balance fee of $5.00 PLUS $0.25** debit charge for each debit transaction posted.		 No

Community Business

A smart choice and a simple account to keep your business on track.

FEATURES:

  • Unlimited number of deposits may go into this account without a fee
Community Business Plus
 More» $100.00 $1,500.00 to avoid a fee

5.00*

* This fee will not be imposed if a combined daily balance of $1,500.00 is maintained in the Community Business Plus Checking and/or a Community Savings Money Market account

YES*

*Subject to change at our discretion at any time

Community Business Plus

A business account that pays interest, compounded and credited monthly into this account. Pretty cool!

Eligibility Requirements
This account is available for use by Sole Proprietors, Not-for-Profit corporations and certain charitable organizations; Government Agencies; and other clubs or groups eligible for NOW accounts.

FEATURES:

  • Unlimited number of deposits may go into this account without a fee
  • Interest on non-cash items (for example, checks), will begin to accrue no later that the business day we receive credit for the deposit of these non-cash items into this account.
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