GSCB is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all-non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general insurance deposit rules. Please contact one of our Customer Service Associates for complete details.
| Account Plans | More Info | Opening Deposit | Minimum Balance | Monthly Service Charge | Interest Bearing |
|---|---|---|---|---|---|
Community Premier |
More» | $100.00 | None Required | $10.00 per month if minimum balance falls below $5,000.00 * Required balance may be maintained in a Community Savings Money Market Account |
YES The Community Premier Rate is tiered; the higher the balance, the higher the interest rate. |
Community PremierRelationship Banking at its best. You get practically everything the bank has to offer and it's all free to you while your balance is collecting interest in a higher yielding account.
*Does not include specialty checks ADDED VALUE:
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Community Guardian |
More» | $100.00 | None Required | NONE - Free | No |
Community GuardianThis special account is available to anyone currently serving in the Armed Forces or Reserves, anyone employed by the school system, anyone employed in law enforcement, any individual with a local volunteer fire department or emergency response service, anyone employed by the Forestry Service, or anyone employed by a state or local governmental unit. The only account you'll ever need. Get practically everything the bank has to offer for FREE. FEATURES:
*See Community Club Brochure in our office for full details ADDED VALUE:
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Community Fifty |
More» | $100.00 | None Required | NONE - Free | YES The Community Fifty Rate is paid on all collected funds in the account each day the balance is $500.00 or more |
Community FiftyIf you qualify, and that's easy - you just have to be fifty (50) years of age or older, this may be the perfect account for you. There are no service charges and you may get interest too. If joint account with someone other than a spouse or significant other, each party on the account must be age 50 or older. How cool is that! FEATURES:
ADDED VALUE:
* Gulf State Community Bank will match the collected donations - How cool is that! ** Upon Qualification |
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Community FREEdom |
More» | $100.00 | None Required | NONE - Free | No |
Community FREEdomA no nonsense account that makes perfect sense. Everyone is eligible and no one is charged. How cool is that! FEATURES:
ADDED VALUE:
* Upon Qualification ** There is a fee of $5.95 per month for this service |
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Spirit ADD ON Feature |
More» | SPECIAL ADD ON | None Required | READ MORE | No |
Spirit ADD ON FeatureA very unique add on feature that allows you to help your Community while choosing any of our many checking account options. An organization (501c (3)), of your choice, receives $2.00 per month while you get the checking account that best serves your needs. And because we care, Gulf State Community Bank will match the collected donations - How cool is that! FEATURES:
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Community Club |
More» | $100.00 | None Required | $9.00 per month includes Community Club Membership fee See great benefits of membership and details under 'more' |
No |
Community ClubSomething for everyone and then some. Your $9.00 per month service charge is the membership fee opening up the opportunity for discounts on hotel/motel reservations, discounts on prescription drugs, Saver's Club Book, car rental discounts, etc.* FEATURES:
ADDED VALUE:
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Community Plus |
More» | $100.00 | None Required | $5.00 per month if minimum balance falls below $1,500.00 * Required balance may be maintained in a Community Savings Money Market Account |
YES The Community Plus Rate is paid on all collected funds in the account |
Community PlusA great checking account that pays interest on every dollar deposited. FEATURES:
ADDED VALUE:
* Upon Qualification ** There is a fee of $5.95 per month for this service |
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Member FDIC | Equal Housing Lender